How to Quit from Financial Mess ?

There are two methods I can recommend about getting out of a financial mess.

Defensive Strategies

The first one is defensive: Cut down what you are already spending on.

You can’t start a business being in a financial mess. Cash Flow is more important than revenue. And you need to have lots of cash flow coming from your pockets if you are going to succeed.

Here are some things you can cut down on
• Smoking – if you can’t quit, just cut down on a few sticks per day
• Alcohol – booze can drain your finances faster than a running tap
• Night outs – spend some nights at home thinking about making more money online
• Gambling – if you plan to gamble, it is better to invest in a business
• Vacation and Country Clubs – you won’t die without a few memberships and vacations
• Food – eat healthily and you can even think clearer and work harder
• Laziness – The biggest thing that will hold you back! so stop "Lazy"

Most important of all, don’t buy anything that constitutes a liability. A liability is anything that takes money out of your pocket no matter what they are worth in the future. Think in terms of cash flow. What can I invest in today that will give me funds tomorrow?

Now let’s move on to offensive strategies.

Offensive Strategies

One of the best, low-cost ways to invest in your business skills is to join a Network Marketing company. There are many other options such as starting a traditional business or maybe even an Online Business.

But if you want to guarantee yourself something concrete where business skills are concern, my take is on Network Marketing.

Regardless of what you have heard about this industry or how much money people have lost there, the biggest reason why I would recommend everyone to invest in a network marketing company is because of what you can learn there, and not because of how much money you can make (although it would be fantastic if you can make a living out of it).

You see, network marketing companies are the one place where people will share their trade secrets FREELY. It is logical because in order for your upline to succeed, they will want you to succeed as well! Therefore, they will not hold back in teaching you the skills of a business person.

Furthermore, the relatively low cost of investing in a network marketing company will amaze you for what you can learn for the price you are paying (a few bottles of vitamins and a business kit for the experience of a lifetime!) They will patiently train you in the attitudes and business skills you need to succeed in this industry.

Basically, you can’t succeed in network marketing with an employee’s mindset. A network marketing company will train you in sales, communication, teamwork, leadership, positive thinking, self-improvement, time and money investment as well as the support of your upline as a personal coach and mentor. I dare say that even if you didn’t make a cent, but diligently went through their program, the skills you develop will last a lifetime.

You can also develop skills by attaching yourself to an insurance agency. The job may be challenging, but those companies will also teach you the same skills above and maybe even gain a few tips on financial planning as well.

How about an Internet business? If you have the aptitude for computers, Internet businesses offer a low cost, high-profit margin business that can earn a lot of money and tap into a worldwide market.

Other places you can learn about business skills can be found at financial planning courses, real estate investment courses, time management courses and lots more.

All these I have suggested will be the safest way you can start a new business. You are only spending a few hundred to a thousand dollars in start-up and education. A traditional business might be too risky for someone without any business experience.

You invest tens of thousands of dollars and you might struggle trying to break even. But once you have developed the skills above, you will have a higher chance of succeeding.

The most important thing of all besides a good learning attitude are the people you mix around with.

It has been said before; you are the sum of the five people you spend the most time with!

This is very hard to swallow but imagine if you start talking to your five beer drinking, poker buddies that you want to go out on your own and make a fortune, what would they tell you? They would laugh their socks off before tearing your ego into a million pieces!

At the heart of man lies jealousy. They don’t want to see the people around them succeed. If you succeed, it makes them look bad. They know in their hearts that they are going no where yet they embrace that lifestyle and pull you down with them. They will steal your dream, and rob you of your financial freedom if you are not careful!

The key point to remember is: Only mix with Positive thinking people!

Positive thinking is not wishful thinking. A wishful thinker is a dreamer who doesn’t take action. Positive thinking is backed by action and you will feel the energy of people who believe in you and support your dreams.

If you hang out with ducks, you will quack… but if you hang out with eagles, you will soar!

So start looking for people who will follow your vision or are willing to grow together with you.

How does Millionaire Mindset can achieve Financial Freedom?

Now's a day, when we talking about millionaire mindset, we definitely will think about Warren Buffett, Bill Gates and etc. We so admired them because they are the riches man in the world. This will lead to us to discussion on why only 5% become millionaires or billionaires and majority of 95% doesn’t.

The most of us view is that the millionaires are the luckiest people on planet earth. They are just fortunate to born in rich families and inherit millions or billions of dollars and some of us will think they was born with special talent. But it's not true, they are determine enough to met the right people at the right time and finding the opportunities, networks and secrets to achieve financial freedom. Most of us say that most of the rich are very smart, highly educated, born with talents or master certain unique skills.

These opinions by the average people are misled and confused us. Consequently, we believe that we are not as lucky or as smart as them and therefore, we are the average. We got to work hard and trade our time freedom for paycheck.

“Most of us are satisfied with being Average.

Most of us think like everybody else.

Some of us accepted to be the average and believe that we are not as lucky and will never know or given the opportunities to know the secrets of millionaire mind.

In addition, most of the schools or even the best colleges are teaching us to study hard in-order to get a high pay to enjoy a better life. There is no teaching on how to developing millionaire mind or achieving financial freedom. Most schools focus mostly on theories and working harder for money instead of having money working harder for us by being successful entrepreneurs or investors.

However, we can not blame our teachers because they were taught the same things by their teachers or lecturers. That’s why they are stuck in the rat race and working as hard as everyone else to earn their paycheck.

Due to our teachers hardly know how to earn a lot of money, we have never been taught on how to getting rich at school. We shy away from finding ways to be millionaires or attain financial freedom but working harder and longer hour to get paychecks. That’s all what we were taught at schools.

Have you ever thought that everyone can be a millionaire. Many millionaires are came from poor family background or with no inheritance have proven that anyone can be rich. So, what are the secrets of millionaire mind then?

The first secret of millionaire mind is that the rich people have positive self-esteem and have a strong confidence. Don’t underestimate the power of our thought. Positive self-image is critical to make us positive people. We become what we think. So, we have to think rich to be rich.

The rich don’t accept any negative thoughts like below:

“I never be rich and achieve financial freedom unless I win a lottery”

“I never had a chance to study at the best business school. If I had, I would be millionaire now”

“I don’t have enough capital to invest and earn big money like the rich”

“If I were to be born in a rich family, I will be successful now”

“I’m happy with what I have and I don’t need to be rich now”

Sound very familiar rite?

These are the examples of negative thoughts or excuses which will prevent or hold us back from making a changes.

The root of success is determined the way we are thinking and believing. It is critical to have positive thinking and millionaire mind to attain financial freedom. And why?

Just imagine that our mind is like a plantation.

If we plant good seeds in the plantation, we will produce a wonderful tree. Conversely, if we don't plant good seeds, something else like weeds will grow automatically and wildly turning the plantation into bushes.

When we don’t possessed the right and positive thinking in our self, our minds will eventually being influenced by negative thought especially by newspapers which report mostly negative news everyday like accidents, murders, disasters, etc. Hence, it is either we have the positive or negative thinking. There is no neutral or in between.

The 2nd secret of the millionaires are by taking charge and responsible for their life no matter what happens. The rich set their goal with achievable action and planning to make it happen.

Just like NIKE: Just Do It!

With positive self-image which plays an important role to keep them to focusing on solution and action by applying new strategies from what they have learn from mistake.

The 3rd secret of the millionaire mind is the famous “If You Think You Can You Can” behavior. Having that kind of attitude means that we will stay positively to attain our goals no matter what obstacle are. We don’t accept excuses from stopping us to achieve our dreams. If we think we can, we can!

The average will have a “I Can’t”in their mind. If the average believes that they are not as intelligent or as capable as the rich people therefore, they don’t deserve to be rich, they will never achieve financial freedom. The “I Can’t” thought will produce a tons of excuses for us and holding us back from achieving our dreams.

The 4rd secret is focusing on our goals than obstacles. The main difference between the positive and negative person is that the positive person is a go-getter and take challenges and will not be a stoppers. This is possible when positive thought rules. Positive person will focus on how to achieve their destination with all cost. Whenever there is a obstacles, they will constantly looking for a solutions and action plan to overcome it. Persistence and perseverance go hand in hand to create the desire success and destiny.

In other word, the way we think whether positively or negatively, consciously or subconsciously, will determine our result because:


Thought leads to feeling.

Feeling leads to action.

Action leads to results.

Results leads to destiny.

Having the right thought process will help us to produce a strong desire or feeling to succeed which will lead us to take action. Repeated action leads to results. Results will lead us to the destiny we want to.

Take action Now! and make our dreams becomes reality.

Millionaires Mind

Our minds is quite similar to computer hardware that we are using daily. Before our computer operate, we need to install a certain software in order to perform and work probably. In order for our computer to perform well, we aren't just need a quality hardware but also a quality software that work together.

Similarly, whether we have an average or millionaire minds are highly dependent on the programmed files that are installed in our minds since we are a child. Therefore, it's very important for us to ensure that our mind are installed with the quality files. Only then, we can differentiate whether we are thinking like the average and consciously reprogrammed our minds to think like the rich.

Keep In Mind that our minds are controlled by ourselves and no other than that. We can choose to think whatever we like such as happy or sad, average or rich and the choice is yours.

Get ready to transform yourself from average mind into millionaire mind right now?

I am surprised that how my mind are used to be installed with a very old and outdated file that was taught by our lecturers from school that we need to work hard and trade our time in order to be rich. I used to think that, there is always a limited amount of income we can earn. The more income that we are after, the more and more time and hard work we need to trade off with paycheck. The more time we are trading off with paycheck, the lesser time left for ourselves. The lesser time left for ourselves, we can't spend enough time with our love one which will lead us to unhappiness either from ourselves or our love one. So, in order for us to stay happy, I am not willing to trade most of my time with paycheck.


I was wrong! and Extremely wrong in the past! I though we need to work very hard and spending most of my time in-order to earn more income.

We need to remove all the excuses that I used to create for myself. It will helps us to refocus on executing a plan to achieve my financial freedom goal.

I sincerely hope that the highlights below are useful to change yours too…

Rich people think big and Average people think small.

Rich people never quit and average people are quicker.

Rich people associate with positive and successful people and Average people associate with negative and unsuccessful people.

Rich people continuously to learn and grow and Average people think they already know.

Rich people are committed to being rich and Average people wish/want to be rich.

Rich people conquer their fear and Average people let fear stop them.

Rich people focus only opportunities and Average people focus only obstacles.

Rich people focus on their net worth and Average people focus on their working income.

Rich people are problems solver and Average people are hide away from their problems.

Rich people know to manage their money well and Average people mismanage their money.

Rich people have their money work for them and Average people work hard for their money.

Rich people get paid based on results and Average people get paid based on time.

Rich people believe that they create their own life and Average people believe in fate.

Rich people take action for results and Average people wait for results.

Hidden Potential Towards Financial Freedom

A few tips discover from a network marketing book by Mike Dilan and Robert Kiyosaki, The system that can helping other people to understand the important of the passive income.

Robert Kiyosaki is the author of international bestselling book, Cash Flow Quadrant. Robert is famous for his sayings that “there is something not right in our school teaching system. They commonly will teach us to work hard for money and end our live in the rat race routine. Mike Dilan also once say that why Mcdonald is creating a multimillion business, because of it's burger that really so delicious? No! it definitely not because of the burger but the system that Mcdonald created of course. We need to create systems that teach people how to duplicate and have money work hard for them…so they can enjoy the luxuries of this great world we live in.”

The Hidden Values of A Network Marketing Business, Other Than Making Money, Robert had emphasized that we can be divided into four groups of people.

The first two groups from the left hand side be categorized as “Worker” and ''Self-employed''. They are also called active income group because they have to exchange time for money. They simply can't stop working because if they stop working,they will stop earning.

1. Those who are Employed or employees who work for other corporation, government or company) is stuck in the rat race treadmills because they have to exchange their time for paychecks. There is not really a lot of favorable advantage for these groups of people because they have no time and no freedom.

2. Self-Employed self employed people like e.g. dentist,hawker,lawyers, doctors and ...etc.) themselves are a system. They commonly cannot trust other people except of their own. They simply can't duplicate a system to work on its own. They most likely like the employees, work to exchange their time freedom for paycheck. For this group of people, although they do have some added benefit of generating greater financial growth than employees. They also got no time and freedom just like employees.

The next two groups can be categorized as “Network”or ''Business'' and ''investors'' which are usually the rich and wealthy people do keep part icing it. More importantly, they are the ones who got the knowledge about how importance of operating a duplicate system and create their passive income. They do not have to exchange their time for money. In other words, they got both financial freedom and time freedom. According to research, they are also the top 5% population who own 95% of the wealth in this world. This network category is where we should eventually move to…

3. Business owners such as Bill Gates, Mcdonald's, are those who own a system but do not work in the system. A business owner can simply set up a businesses in such a way that create a system that can be run by anybody (just like a franchising). They then hire workers to plug into the system, work for them and they are simply getting OPT and OPM to work for them.

4. Investors e.g.Warren Buffett, Donald Trumph are those who invest in a system (properties, stocks, forex, commodities,…etc) but do not need to work in the system. An investor has investments it's money or other people money (OPM) that work for them to make big money.

Do you see the difference between these two categories, the Worker & Self-employed and the Network or Business and Investors? The people in the employees and self-employed category have to exchange time for money or stuck in the rat race wheel. If they do not give up their time, they will definitely not getting the paychecks.

The people in the second group of the category such as Business and Investors are the one who can choose to work or not to, out of the rat race. They may initially spending some time setting up the a system, but once it is on and start running, they will no longer need to exchange their time for money. They take control of their time and this enables them to live their life as they wish. The system works for them and brings them money even while they are sleeping or going for a long vacation!

Sound's Great ya!

So, the next question is, how can fast we can move from the active income earner to the passive income earner?

There are several ways to do it of course, but the most affordable and yet most overlooked in today's trend are network marketing.

A network marketing system that can be leverage from people might be one of the solution to achieve financial freedom and escape from rat race. Once the network is established, it will allow us to achieve a stable and controllable life and frees up most of our time so we can do things that we enjoy to do or we can even start-up another businesses if we want to.

So what makes network marketing so good when you're in the right company or industri?

Well, other businesses will grow linearly while network marketing grows exponentially (rapidly becoming greater in size of income and Rep)! We are using team work to make our money grow together.

Do you still need to wait anymore ?

Information Overload...?

With so much information available these days it's quite
normal to suffer from information overload.

Everyone seems to be offering teleseminars, free reports
and Mini-Courses. My hard drive is full of things I never
even find the time to look at. Its hard to stay up to
date but it's even harder not to get distracted and start
following the latest trend or new Social Media Strategy.

I believe that the most valuable information you can have
is to know what to pay attention to and what to avoid from.

I see so many people trying to do everything and all they
end up with is a mess. Instead they would be much better off
focusing on 2 or 3 strategies and implementing them well,
Instead of spreading themselves too thin and ending up
feeling overwhelmed.

Did you know that 95% of people who are using Facebook for
Business really haven't got clue.

I still see people following strategies that Facebook
Gurus recommended six months ago that makes
Well meaning professional people appear like spammers.

Since Facebook changed to the new look platform it's
become a whole new ballgame.

I bet you would be horrified if you discovered that
the things you are doing are actually damaging your
credibility rather than improving it.

The Facebook Stratgies Guide has been a collaborative
effort and represents the distilled wisdom of a multitude
of experts in Social Media. Many who actually paid the
price for this knowledge by having their accounts disabled.

A lot of time and energy went into researching and testing
everything that went into this book.

Not everyone has the time to spend 8 hours a day on
Facebook, and quite frankly for most people this isn't
necessary. But what has been gained from the hours the
Author put in is a deep understanding of how Facebook works
and how to get the most out of it for the minimum effort.

I want you to actually read and apply what is shared in the
Facebook Stratgeies Guide. I don't want it sitting
gathering dust on your hard drive. Please don't waste your
money if you are not prepared to put in a little bit of
time and effort to educate yourself.

As an added bonus you will also get free updates for life.
That way when circumstances change, which they almost
certainly will, you will be the first one to know.